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Categories: Budgeting, Saving, Spending

It can be easy for spending to get out of control during the holiday season. That’s why it’s important to remember that you’re the boss! Instead of letting your money control you this holiday season, start controlling your money. You’ll feel happier when the season is over if you still have some cushion in your wallet.

In today’s fast paced world, financial matters often don’t receive the attention that they should and this can be very detrimental to one’s long term financial well-being. If you don’t have time to make smart financial decisions, then it would be best if you take actions to help you make the right decisions much quicker.  The best way, simplify your financial activities.

A recent study by the Federal Reserve cited that non-housing,  household debt has risen 3.3% in the last quarter of 2013.  And a majority of US households indicated a financial setback of $5,000 or more would be a major financial catastrophe  Much of it can be attributed to the fact that 2/3’s of US households don’t have a spending plan.

Have you finally decided it’s time to make a budget or at least get your some of your expenses under control?  Well, one of the first questions you should have is how much should be allocated to each expense area.  The best way to answer that question is to use what others are spending for each type of expense and build your budget from that starting point.

Looking back at 2013.

Many people find it a struggle to pay their bills – especially as they age. 
 
So if you find yourself observing your parents or an elderly relative in need of a helping hand, here are a few of many issues to consider:

Categories: Budgeting, Spending

Let’s face it, budgets have a terrible reputation because they deprive  you from what you love. But is that really true?

Categories: Budgeting, Credit, Saving, Spending

It's the end of April and spring is finally here – well, sort of. The weather may not be cooperating in the mid-west, but we doubt unpredictable weather will hinder planning your dream vacation for this spring or summer.

Vacations can be good and bad – they allow for a change of scenery, exploration, and relaxation. However, vacations can also break the bank, especially since a lot of Americans resort to using their credit cards to pay for them. It doesn’t have to be that way; there are a couple of easy things you can do to ensure you have the money for your getaway.

 

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA