It may sound scary at first, but doing a regular budget check-up can be both easy and extremely beneficial. We want to give you four simple ways you can review your numbers to conduct your own budget check-up. You’ll take a look at your debt, emergency savings, net worth, and discretionary spending.
Saving enough money for retirement can be confusing and intimidating, which can prevent people from thinking about it altogether. This lack of planning is just one threat to your future’s financial security. Whether you’ve been planning for years or you’re just starting out, here are seven threats to your retirement to keep in mind.
The FORUM Fraud Team receives multiple complaints from members every month about their difficulties getting out of “free” trial offers. The below article from the Federal Trade Commission offers some tips and advice on where to seek help if you become a victim of a “free” trial offer scam.
As a not-for-profit financial cooperative, FORUM is owned by you, our members. This structure allows us to return profits to members through dividends, lower interest rates on loans, and investments to our member service efforts including employees, branch locations, and technology. As a result of our ownership structure, we are politically active to help shape legislation that focuses on government regulations that impact our ability to efficiently serve you
Disputes about money continues to be cited as the number one reason that couples in committed relationships have troubles. Often times these problems could have been avoided if the couples actually talked about money. Only a few subjects really need to be broached by couples to have an effective long term relationship as it relates to money issues.
Whether you’re going to college or attending high school, FORUM’s Student Checking Account gives you the flexibility and services to accommodate your lifestyle. Plus, right now if you open a Student Checking Account before August 31, you’ll be entered to win a MacBook Air computer!*
June is National Safety month and besides all of the concerns for your personal safety, you should also consider precautions to keep your financial information safe as well. There are ways to keep your money and your identity secure and most start with being aware and informed.
It never hurts to have a few goals in mind as you approach various age milestones. For example, before you’re 30, you should be maximizing employer benefits like a 401(k) plan. But what are the financial goals you should think about before you reach 40? Here are a few areas you may want to consider.