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Categories: Education, Finances

A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses.

If you are not happy with your current financial situation, maybe it’s time to take action and start getting fit financially.  There are a few ways to get your financial situation in shape and it starts with realizing you might not be where you want to be financially.

Categories: Finances, Saving

Saving money takes time and dedication especially if you are saving for something specific.  So, how do you save with a goal in mind? Here are some simple steps to start with: 

Auto dealers and carmakers offer all sorts of special deals that seem to be very attractive. Whether it’s a $3,000 rebate, zero-percent financing, or some other kind of incentive, the deals make the car of your dreams seem like a great buy. But do those incentives always give you the best deal?

Although it's very exciting, shopping for a car can be a scary experience. Buying a used car is a great option but the buyer must beware. Follow these tips when shopping for your used car to be prepared and help avoid scams.

Categories: Finances, Taxes

​Do you already have plans to spend your tax rebate before you even get it? Planning on buying a new TV, cell phone, or computer? Stop and think for a minute about your financial situation before you start your shopping spree. Here are a few tips to help you be smart with your tax rebate.

A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.

Categories: Finances, Saving

​As Americans, we live in a society that tempts us to live in the moment, spend money on items we don’t need, and not focus too much on the long-term value of our purchases. What we’re not buying for ourselves is a security cushion.

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA