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Categories: Finances, Taxes

​Do you already have plans to spend your tax rebate before you even get it? Planning on buying a new TV, cell phone, or computer? Stop and think for a minute about your financial situation before you start your shopping spree. Here are a few tips to help you be smart with your tax rebate.

A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.

Categories: Finances, Saving

​As Americans, we live in a society that tempts us to live in the moment, spend money on items we don’t need, and not focus too much on the long-term value of our purchases. What we’re not buying for ourselves is a security cushion.

With half of the year in the books, are you where you thought you would be financially?  Is your plan a little off track? Getting your plan back on track as quickly as possible is extremely important.  July is a great month to review your plan and make adjustments or recalibrate your financial plan based upon a detailed analysis on your performance.

Categories: Finances, Saving

Instead of hoping for the future you want, start planning for it! Advance planning can help you meet your goals and give you the assurance that you’re on track. Whether you want the best education money can buy for your kids, a life of travel, or a comfortable retirement, planning will help get you there.

We have all heard them over and over but do we really understand the common financial tips that are often repeated?  Sometimes these tips can be misleading or perhaps their true meaning is really hidden in the details behind the advice.  And for a couple of the common tips, they are really the start of a much bigger effort.

If you have kids, no matter the age, you’ve probably at one point at least thought about how to 
pay for college someday. If you don’t already have a plan in place, or if you have a plan, but 
you’d like additional suggestions, we have a couple ideas to help you get started

Even more scary than your child leaving the nest may just be paying for their new nest! If your son or daughter will be attending college in the near future, you may already be experiencing some anxiety about how to pay for college tuition. Fortunately, there are several options you can look into for financial assistance.

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA