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You're in your early twenties and you're beginning to think about the best options for your money. Whether you're beginning college or getting ready to graduate, it's never too late to begin exploring your financial options.
Banks and credit unions are all over the place and each experience seems nearly the same. However, we must point out that the two are totally different behind the scenes! Let's just go over the basics:
With the New Year comes new resolutions, and if you are like most people, your finances could use some help or maybe a complete overhaul. Here are a few ways to improve your finances this year.
Many of the New Year’s resolutions people make involve money. That comes as no surprise, because money plays a major role in many aspects of our life. If you’d like to put your finances on more solid ground, consider these resolutions:
People look forward to the holidays all year long; after all, “it’s the most wonderful time of the year,” isn’t it? What people don’t look forward to are the bills that come in after the holidays are over. That’s when reality sets in. Here are some holiday spending mistakes to avoid this holiday season to help the after-holiday season brighter.
People view money very differently, and as a teen, your opinions about money are mostly shaped by your parents. Whether you see it as simply a means to buy things you want or something more, it’s important to feel comfortable and confident with your emotions toward money.
Because of unique circumstances, many people determine that it is worth it to borrow money to make purchases. Before you borrow, it is important to understand lending options and know the pros and cons of each.
You may have had every intention of using credit cards wisely like paying them off every month and only using them in the case of an emergency. Even with the best intentions, credit card spending can easily get out of control and then become extremely hard to get under control. If you’ve racked up debt in credit cards, here are some steps to take to gain back control.
With the SaveItUp Challenge coming to a close this year, we asked our members to share their personal savings story. Here’s what they said: