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People view money very differently, and as a teen, your opinions about money are mostly shaped by your parents. Whether you see it as simply a means to buy things you want or something more, it’s important to feel comfortable and confident with your emotions toward money.
Because of unique circumstances, many people determine that it is worth it to borrow money to make purchases. Before you borrow, it is important to understand lending options and know the pros and cons of each.
You may have had every intention of using credit cards wisely like paying them off every month and only using them in the case of an emergency. Even with the best intentions, credit card spending can easily get out of control and then become extremely hard to get under control. If you’ve racked up debt in credit cards, here are some steps to take to gain back control.
With the SaveItUp Challenge coming to a close this year, we asked our members to share their personal savings story. Here’s what they said:
The change of seasons is a great time to reevaluate where you are financially. Here are some tips to help you save money this fall.
To achieve wealth, or in other words, to have more than enough for retirement, there are a few important basics that can establish the foundation you need to achieve your financial goals.
You know that to be successful at anything, you need to approach it with a plan and with goals and deadlines to achieve them. This is true for your home and work life, and it’s equally true with your financial life. Whenever you attempt to just “wing it” at something, it never turns out as well as it would have had you spent time with it and been prepared. Start managing your money and stop just “winging it.”
It may seem like there is no way to cut costs on groceries every week, but here are a few things you can do to help cut down on how much you spend at the store.