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Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising how many opportunities that parents and grandparents have to teach their children about financial matters early in life.
 

Of the 148,773 FORUM members, more than 9,000 are under the age of 18.  We are grateful so many FORUM parents have passed along the benefits of Credit Union membership to their children.  Our purpose here at FORUM is helping members live their financial dreams, and it has been well documented that saving money at an early age dramatically aids in achieving one’s financial dreams. 

As the end of the year approaches, being sure you are in good shape for filing your 2017 taxes is a smart money move to make. Here are simple tips to be sure you’re on track for tax filing in 2018. 

Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days.  This time together provides an excellent opportunity to talk about the financial aspects of their college life. You can have a good discussion as long as you frame it as an adult conversation, not a parent/child conversation.
 

Whether your child is a first-year or fourth-year college student, it is important to teach them good financial habits. A great place to start is by having them create a spending plan.

In the next couple of weeks, thousands of college students will be heading off to college for the first time. As parents, there is a wealth of information to impart to your children, but perhaps the most important are the following five financial tips.
 

FORUM is dedicated to embodying the cooperative credit union spirit in all we do. That’s why we created the FORUM Credit Union Foundation. The Foundation is committed to strengthening the communities we serve through youth educational opportunities. This includes both educator grants and collegiate scholarships available to FORUM members.
 

Having a financially responsible teenager starts by having money smart pre-teens.  Fortunately the basic skills to teach your pre-teen that will put them on the path to being a financially responsible teenager are relatively simple to teach.  Kids as young as 8 can often start learning these skills.
 

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