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Have you asked your parents for a loan so you could buy something you really wanted? Maybe your favorite music group just released a new CD, and you don’t quite have enough cash on hand to buy it. You ask your parents if they will loan you $20 so you can buy it right away. Then you use the money from your next paycheck or allowance to pay your parents back.
Are you heading off to college this fall? Don't forget to take your credit union along with you!
Anyone who currently has or has had credit cards or loans has a credit history with Credit Reporting Agencies. These agencies provide credit reports upon request. A credit report contains information about where the person works and lives and how they pay their bills. It also may show whether they have been sued or arrested or have filed for bankruptcy. Businesses use this information to evaluate applications for credit, insurance, employment, and other purposes allowed by the Fair Credit Reporting Act (FCRA).
What is an entrepreneur? It is a person who organizes, operates, or takes on the risk of a business venture.
Learn the difference between an ATM card and a debit card.
A lot of people worry about their credit and many financial experts devote much of their time to encouraging people to think about it. So what is it about this thing called credit that’s so important?
College is a great experience – learning about new subjects and meeting different people along the way. College is also a chance to learn about life!
Ever wonder what an Overdraft/NSF is, or a routing number? Here are basic definitions for an Overdraft/NSF, a check hold, and a routing transit number.