The holidays bring out the best in most people and it also brings out the worst in some. Fraudsters and thieves use the bustling holiday season to help them deceive unsuspecting people. To avoid being a victim make sure you follow these everyday precautions and don’t get caught up in the holiday rush.
The last few days have been serious holiday shopping days and the frenzy of activity could have caused you to lose track of your financial situation. If you find yourself over your holiday budget don’t worry, there are a few ways to cure the Black Friday financial hangover.
Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days. This time together provides an excellent opportunity to talk about the financial aspects of their college life. You can have a good discussion as long as you frame it as an adult conversation, not a parent/child conversation.
Everyone is looking for ways to have just a little more money per month to pay down debt, save a little more or have it to spend on necessities. It might be easier than you think to find $50 or even $150 in savings per month. See below for ideas on where to start looking.
The holidays season is about to start and with it will come several opportunities to make financial mistakes. Many people start the New Year off in a desperate financial situation that can be avoided with just a few common sense tips and a little planning before the holidays actually start.
Being financially prepared yourself is really just one third of true financial readiness needed if you are part of the sandwich generation. Your parents and kids also need to be financially ready or it can cause financial concerns for you.
Do you have a desire to live more comfortably financially speaking now and in the future? It doesn’t have to be all about earning more money. The concept of living below your means now so that you can retire earlier and more financially set later is a way of life that is different.
Even though the Equifax data breach has dominated the headlines, it has not been the only data leakage. In 2016 there were over 1,093 US companies experienced a loss of personal or card data that were reported. What can you do to protect your identity and your money? Fortunately, there are several actions you can take.