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Life brings several opportunities to spend money and for most of us this requires a choice on how we are going to pay for what we buy. There are really only two options, borrow or use cash.  The choice you make for each type of spending will be a major factor in your long term financial success.
 

Being debt free is a goal for everyone who has any debt. Yet even though that is a goal for everyone, hardly any has a true plan to be debt free in the near future.  How can you reach debt free status? There are surprisingly several ways to become debt free that don’t have to be that painful.
 

Earning more and being frugal are often cited as the keys to financial success.  Increasing your salary and cutting expenses though are only part of the picture.  Your net worth is the true gauge of our financial success and building net worth needs to start very early in your financial life.
 

Making poor financial choices is something that most everyone will make in their lifetime however, a few financial decision you might regret forever.  There are a few financial mistakes that should be avoided because there is no easy way to remedy the situation if you make these mistakes.
 

In the next few weeks, several thousand college freshmen will be arriving on campus excited to start the next chapter in their life. An often overlooked aspect of this new life is the financial wisdom needed for this new found freed.  Following are a few of the important tips your college aged children need to know.
 

There is an old saying that an ounce of prevention is worth a pound of cure.  When it comes to avoid scams fraud and other financial theft this is certainly very true.  Following a few simple precautions and not letting your guard down are the keys to successfully avoiding frauds and other financial theft.

Buying a home can be overwhelming but with just a few pieces of information and the right team you can become a smart home buyer.  And if you are smart home buyer, you are very likely a much more attractive candidate to the seller and in today’s housing market that is extremely important.

The summer months are a pivotal time for making smart financial decisions. There are unfortunately several opportunities to make poor choices that can leave you scrambling for the rest of the year. The key is recognizing how easily your budget can get off track. 

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