Putting off important financial decisions can have a major impact not only on your retirement but also on your financial well-being as you move towards retirement. Having a strong foundation built by the time you are 40 can produce so many benefits not just in retirement but in the years leading up to retirement.
There may be less than 3 months remaining in 2015 and yet there is still time to make important financial moves that help improve your situation now and make the start of 2016 better too. Don’t wait until the last minute because these moves might have a major impact if you make them soon.
Almost every person will make poor financial decisions during their lifetime. The key to success though is avoiding the money mistakes that are difficult to overcome. Andy Mattingly from FORUM Credit Union is here to highlight the poor decisions that can lead to financial disaster.
Whether you are 5 years from retirement or 25 years from retirement, understanding a few key assumptions regarding retirement planning can be helpful. Finding the truths about retirement advice and how it might apply to your situation is an important step in having the retirement that you desire.
Being a good credit risk starts with your credit score but there is so much more that financial institutions use to evaluate your credit worthiness. And the lower your credit risk the lower your rate will be when you obtain a loan. Following are a few ways you can become an attractive borrower to every lender.
Most of us have signed up for health insurance and 401k from our employer but we might be missing some of the other money saving perks offered. And sometimes employees don’t take full advantage of the benefits they are using. Taking full advantage of employer offered perks can have many short term and long term benefits for your financial situation.
The stock market has been a bit tumultuous during the last few days and this type of market can often lead many investors to make mistakes that could have drastic consequences on their financial future. The keys to surviving a stormy market are relatively easy to do. Surprisingly, a lot of the effort should be done prior to any market downturn.
In the next few weeks, several thousand college freshmen will be arriving on campus excited to start the next chapter in their life. An often overlooked aspect of this new life is the financial wisdom needed for this new found freed. Following are five tips for parents to share with their college bound children.