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National research still shows that for most people, owning a home is less expensive than renting. The number one reason people still rent, they don’t have the money for a down payment. There are a few unconventional ways to save for a down payment besides just skipping the morning latte.
Planning for your retirement is not an exact science and there are so many ways that your plan can get off track that it can be paralyzing. Knowing why your plan gets off track is the first step in having a better chance of reaching your retirement goals.
Following conventional wisdom is usually a sound practice, especially when it comes to financial decisions. However, like all rules, there are exceptions even to financial rules. Knowing when to follow conventional wisdom and when to bypass it can be tricky looking a little deeper into most will help you make the best decision.
Even after the great recession, the saving rate of Americans hasn’t really returned to the levels of previous generations. Starting a savings habit isn’t easy. It takes time and a desire to make it successful. Fortunately there are a few ways you can increase your chances of building a successful savings habit and become a lifetime saver.
College freshman will be heading to school very soon and most families are already preparing them for the day. When thinking about what your child needs, don’t forget financial wisdom. Not only is important to obtain a good education but you also want your child to leave college in a sound financial condition as well.
Are you behind where you want to be with your retirement savings? If you are like many people, your retirement savings might need a boost. Fortunately, there are ways get your retirement back on track. It all starts with knowing where you are and where you hope to go.
Many individuals are burdened with an excessive amount of debt and if you are one of them, you might not see any way out. Even though the road might be painful, there is a way out. And you can do it yourself without help from a special agency or other debt relief solution.
With half of the year in the books, are you where you thought you would be financially? Is your plan a little off track? Getting your plan back on track as quickly as possible is extremely important. July is a great month to review your plan and make adjustments or recalibrate your financial plan based upon a detailed analysis on your performance.