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Spring cleaning doesn’t just have to be for around the house. Your finances may be in need of a little spring cleanup as well. There are several important areas of your financial situation that probably need a review annually.

We have all heard that getting a mortgage loan can be challenging in today’s environment and the amount of paperwork can be daunting. And, you will have a few important decisions to consider right at the beginning of the application. Fortunately, a little pre-planning on your part can greatly help reduce the stress and make the process go smoothly.

Now is the time of year that many homeowners are starting to think about renovation projects. However, maybe they should consider moving instead of renovating.  There are a few key questions to answer that can help you make the best decision for your situation. 

Categories: Money Matters, Saving

Saving money can be a difficult habit to start and the one habit that is amazingly very easy to stop. Fortunately, there are a few easy tricks to saving that don’t require a budget overhaul. From paying in a manner that generates rewards for you to not spending a certain type of paper currency, all are ways you can save without really changing your habits either.

Having your first child or adding to your family is a very exciting and rewarding experience.  Before the baby arrives there seems to be a lot to do, fix up the nursery, attend baby showers and yes, start planning financially for that new bundle of joy. New children often require a re-working of the monthly expenditures, whether you are on a budget or not.

Love and money are two topics that go hand in hand as part of building a healthy relationship that lasts.  Unfortunately, many couples don’t discuss money issues until after getting married.  There are a few important topics to cover with your significant other before walking down the aisle.

Buying a home can be a great experience especially if you are prepared ahead of time and understand the process. Once you know you are ready to buy a home, start the process by assembling your team and taking a couple of important steps before looking at specific houses.

Buying your first house is a big step and often times, people don’t find out if they are really ready to own a home before embarking on the process.  Being ready is about being financially and emotionally prepared to buy and own a home. 

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA