We all understand that budgeting is the key to saving more money and to having more money to spend. What many people don’t realize is how small budgeting blunders can snowball and become big issues over time. Avoiding most if not all of these budgeting mistakes can make a significant difference in your budgeting success.
Teaching kids about money may not come naturally to most. But like any skill in life, giving your kids hands on experience when they are young will pay dividends later (pun intended). Below you’ll find four simple ways to teach good money habits.
It’s easy to get discouraged when we haven’t saved the amount we would like for retirement. However, it’s more beneficial to use that energy toward fixing the issue rather than dwelling on past mistakes. There are several ways you can catch up on your retirement savings and it’s never too late to begin.
Following a budget can be restrictive, tiresome and grows old really fast. Unfortunately, budgeting is the best way to stay in control of your money, live within your means and have less financial stress in our lives. Don’t worry, there are ways to avoid budget burnout especially if you recognize the causes of being overwhelmed by your budget.
The start of the year is a good time to start planning, especially if you have a major life event in your future. If you follow a few smart financial tips these life events don’t leave you broke and help you control the emotional aspect of these events that can lead to irrational financial decisions.
The holiday season is already in full swing, which means you are likely doing a little shopping or at least making plans to. We hope you can enjoy the hustle and bustle of the season without any unnecessary stress. That’s why we try to make your banking experience with us as convenient as possible.
Black Friday is the traditional kickoff to holiday shopping and it seems to always begin with a frenzy of activity. This frantic activity often causes impulse buying leading to overspending on the holidays. And it’s not just black Friday but the entire holiday shopping season that needs to be considered. Whether you are reading this on November 26th or December 15th, the tips below can help you stay out of the red financially speaking.
Holidays are wonderful, but they can also be really stressful. They can be especially taxing when you’re trying to figure out how to pay for gifts, travel, food, and more. To ease some of your stress, FORUM offers several convenient and secure ways to pay for your family’s holiday plans