Black Friday is the traditional kickoff to holiday shopping and it seems to always begin with a frenzy of activity. This frantic activity often causes impulse buying leading to overspending on the holidays. And it’s not just black Friday but the entire holiday shopping season that needs to be considered. Whether you are reading this on November 26th or December 15th, the tips below can help you stay out of the red financially speaking.
Holidays are wonderful, but they can also be really stressful. They can be especially taxing when you’re trying to figure out how to pay for gifts, travel, food, and more. To ease some of your stress, FORUM offers several convenient and secure ways to pay for your family’s holiday plans
You may have just graduated college, or maybe it has been a few years. Either way, it’s important to understand your student debt and create a repayment plan that is realistic for your specific needs.
Achieving financial security doesn’t happen overnight, but it can happen with a detailed plan and some discipline to boot. Get started with these four easy-to-follow steps.
Preparing a budget is an important step in becoming financially fit. If you just prepare a budget based on what you are currently spending, you might not really be helping yourself all that much. Your current spending habits in certain areas may be more than what is optimal to gain financial freedom. What you really need to do is allocate your monthly income using a budget pie assigning percentages to the important categories.
Summer with your kids can be great without breaking the bank! Because summer camps, childcare, and sports leagues can get expensive, it’s helpful to remember a few tips to save money and still have fun this summer.
Living well during retirement doesn’t happen with luck. It requires sound planning and financial organization.
Financial distress often doesn’t come immediately but rather is a build-up of poor financial decisions that lead to the problem. One of the leading causes is living beyond your means. There are several signs that could indicate you are living beyond your means and early recognition can often help you avoid a financial disaster.