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Categories: Budgeting, Finances, Spending

Holidays are wonderful, but they can also be really stressful. They can be especially taxing when you’re trying to figure out how to pay for gifts, travel, food, and more. To ease some of your stress, FORUM offers several convenient and secure ways to pay for your family’s holiday plans

Categories: budgeting, college, loans

You may have just graduated college, or maybe it has been a few years. Either way, it’s important to understand your student debt and create a repayment plan that is realistic for your specific needs.

Achieving financial security doesn’t happen overnight, but it can happen with a detailed plan and some discipline to boot. Get started with these four easy-to-follow steps.

Preparing a budget is an important step in becoming financially fit. If you just prepare a budget based on what you are currently spending, you might not really be helping yourself all that much.  Your current spending habits in certain areas may be more than what is optimal to gain financial freedom.  What you really need to do is allocate your monthly income using a budget pie assigning percentages to the important categories.

Categories: Budgeting, Finances, Spending

Summer with your kids can be great without breaking the bank! Because summer camps, childcare, and sports leagues can get expensive, it’s helpful to remember a few tips to save money and still have fun this summer.

Categories: Budgeting, Retirement, Saving

Living well during retirement doesn’t happen with luck. It requires sound planning and financial organization.

Categories: Budgeting, Money Matters

Financial distress often doesn’t come immediately but rather is a build-up of poor financial decisions that lead to the problem.  One of the leading causes is living beyond your means.  There are several signs that could indicate you are living beyond your means and early recognition can often help you avoid a financial disaster.

Congratulations on graduation! It’s time to get geared up for college so you can meet new people, discover your academic interests, and welcome some more financial independence. As you transition into college, managing your money well can make your life easier. Here are a few things to think about.

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