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Terminology is an important part of every subject that you learn. It is important in learning about finances too. Here are a few standard lending terms that will help you when taking out a loan.
We’ve heard it said a million times, “debt is bad,” but, how many people can pay cash for their home, car, and/or child’s education? So, when does it make sense to borrow, and what debt should be avoided?
You’ve probably heard this saying more times than you can count, “live within your means.” What exactly does that mean, and how can you apply this to your financial life?
Everybody has a “dream car.” Most dream cars also come with a very hefty price tag and if you like a really expensive car, it is probably more than you will earn in one year of work. After realizing that the dream car may have to wait, you might select a more affordable car or even a used car. Still the same dilemma though, how do you pay for the car?
The need to make a major purchase pops up in everyone’s life from time to time. Whether it is a bigger house for the family, a newer car, furniture, or a family vacation; consumers are analyzing these purchase decisions now more than ever.
Auto dealers and carmakers offer all sorts of special deals that seem to be very attractive. Whether it’s a $3,000 rebate, zero-percent financing, or some other kind of incentive, the deals make the car of your dreams seem like a great buy. But do those incentives always give you the best deal?