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Congratulations on graduation! It’s time to get geared up for college so you can meet new people, discover your academic interests, and welcome some more financial independence. As you transition into college, managing your money well can make your life easier. Here are a few things to think about.
You probably are hoping that you can get the lowest rate on your next car or home loan but have you done everything possible to be a sought after borrower? There are a few simple steps you can take to make yourself an attractive borrower that will help you always get the best rate.
A great first step in improving your financial life is debt reduction. Credit card offers are so appealing these days: low introductory rates, reward points, high limits. Many consumers rely on them to get through hard times and are left with large amounts of debt and high interest rates. Here are a few strategies to help you begin the process of reducing debt.
In today’s environment, your credit score is an extremely important number for many reasons. Unfortunately many people don’t understand that they may unintentionally be lowering their score. There are many different activities in your life that can negatively impact your credit score and the only real positive impacts are achieved by paying your obligations on time, all the time.
Debt can be extremely detrimental to your financial future if you're not careful. Fortunately, there are ways to manage debt so it works for you, rather than against you - but it does require a little thing called self-discipline.
The harsh reality is that credit can either prevent or advance your financial growth. While it’s not impossible to live without credit, the absence could prove to be more trouble than it’s worth.
The car with the lowest price is always the least expensive car to buy, right?
Surprisingly, this isn't the case.
Understanding how to maintain your credit isn't exactly rocket science. Many of us know the basics: pay all of your bills on time, don't max out your credit cards, don't apply for a lot of credit, etc. But did you know there are less obvious, and even strange, ways to damage your credit?...