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Looking back at 2013.
So you messed up in 2013. The good news is that in most cases, it’s not difficult to get back on track. Here’s what you need to do now to correct 2013’s financial mistakes.
Did you know if your house isn't properly insulated, it could be leaking hundreds of your hard-earned dollars each year?
Every so often it's good to have a plan, especially when it comes to finances.
You like to save money on your groceries, clothes, and other merchandise, right? So why is it that many Americans pass up the opportunity to save hundreds of dollars to put towards medical expenses each year?
You see them advertised all the time on TV, prepaid debit cards have transitioned from an unattractive financial product to a product endorsed by some of the most popular celebrities.
Originally, prepaid debit cards were designed for people who do not trust banks and cannot afford to keep minimum balances in their account. The prepaid method allows people to hold different balances and “avoid monthly fees,” since some banks charge $15 just for a checking account, and that doesn’t include if you accidently overdraft.
There are a lot of important events that take place over the course of our lifetime. Marriage, buying a home, and having your first child are all events that are very exciting but also very stressful.
The excitement combined with the stress can lead us to rationalize very poor financial decisions by saying things like, "Well you only get married once," or, "Just getting one more thing for the new baby won't hurt." It's important to keep your emotions under control during these milestones so you don't end up in financial hardship.
You're in your early twenties and you're beginning to think about the best options for your money. Whether you're beginning college or getting ready to graduate, it's never too late to begin exploring your financial options.
Banks and credit unions are all over the place and each experience seems nearly the same. However, we must point out that the two are totally different behind the scenes! Let's just go over the basics: