If you don’t already know the basics, it’s time to get familiar with life insurance!
When you shop for auto insurance, it’s a good idea to gain a general understanding of insurance rates and the coverage that works for you.
It seems like every other commercial is for auto insurance, and while the ads may be clever, it’s important to research each carrier before buying coverage. Here are some questions to keep in mind when choosing an auto insurance company.
While hoping for the best is a good thing, it’s also important to cover your bases in case of an accident or unplanned event. Insurance gives you protection against the unexpected. What if you are in a car accident? Suppose your home needs repairs from hail damage. If you pass away, would your surviving family be okay without your income? What if a chronic illness or disability renders you unable to work for a substantial period of time? It can be daunting to figure out what insurance policies you do and don’t need and where to get them. FORUM Credit Union members can enjoy affordable top-quality protection at discounted rates through TruStage™ Insurance Agency...
Insurance is a way of protecting yourself from some of life's surprises. People pay a relatively small amount of money each year for insurance. If one of those little surprises pops up, a portion of the responsibility of paying for the surprise is transferred to the insurance company. This protects people from being forced to spend large sums of money to pay for large expenses, such as damage to their auto or damage to their home.
If you’ve taken steps to protect those who depend upon you – such as obtaining life insurance, writing a will, or developing a trust – give yourself a pat on the back. If you haven’t taken those steps, you should. Having a will and/or a trust helps to ensure that your hard-earned assets are distributed properly, and life insurance can help your spouse, children, and any other dependents meet their financial needs if you can’t.
A health plan is designed to protect you and your family from the known (and unknown to some level). Today health plans have become complex and difficult to understand. This makes choosing a health plan quite difficult, even when only a few options are available.
One of the biggest misconceptions held by Americans is that Medicare will be there to help them if they have to move in to a nursing home someday. But the sad fact is that Medicare covers very little in the way of nursing home costs, and generally only if the reason for the stay is to receive specialized medical care.