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A lifetime of good financial decision can all be undone with a few poor financial decisions that have long term impacts. Sometimes the biggest key to financial success is driven by the actions you avoid rather than the actions you take. 

Whether you are 25 or 65 being a smart saver and investor is very important. No one can afford to make wrong choices or miss opportunities that could maximize their earnings. Even when working with a professional, remembering a few important tips can be beneficial.
 

It’s Spring, a good time to start thinking about spring cleaning which should include your financial matters. Many aspects of your finances need regular attention and too often they are put off creating a cluttered financial situation.
 

For millions of Americans, they have or will soon receive a tax refund check this year and for others, this is the time of the year they are receiving annual bonus payouts. These windfalls of money can be a great temptation or a great opportunity.
 

If your take home pay has increased this year either due to a raise or the tax law changes this could be an opportunity to make significant financial changes. There a few keys moves that can really can help you change your financial situation.
 

The fourth quarter of the year is always a good time to start thinking about ways to minimize your tax burden.  Why now? Some of the financial moves you can make have to be done in the calendar year and others might require a couple of months to complete.  
 

The time between Labor Day and Thanksgiving is the perfect time to make a few financial adjustments that can be very rewarding. Knowing the money moves to consider is important and starts with answering four basic questions. 
 

Everyone makes hundreds of financial decisions in their lifetime and no one ever makes them all correctly. However, there are a few mistakes that everyone needs to avoid to avert financial catastrophes. These are decisions that can have long lasting consequences.
 

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