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Having a financially responsible teenager starts by having money smart pre-teens.  Fortunately the basic skills to teach your pre-teen that will put them on the path to being a financially responsible teenager are relatively simple to teach.  Kids as young as 8 can often start learning these skills.
 

May is the time that many young adults are ready to venture into the world armed with a degree and hopefully soon a great job. With all of the excitement, financial matters are often forgotten which can be detrimental to their long term success. This is a critical time financially speaking for young adults. 
 

Studies have shown that obtaining basic financial knowledge early in life can increase the chances of being financially successful as an adult. If you have kids, you should have a plan for how you intend to teach them the money skills they will need throughout life. 
 

It’s never too early to start teaching your child or teen good financial habits. That’s why FORUM celebrates National Credit Union Youth Month™ in April. This is the perfect opportunity to focus on the financial needs of young people and teach them the benefits of saving money and setting financial goals. FORUM is committed to helping kids become financially aware and instilling strong financial habits. 
 

No matter the age of your child, it’s never too early to start teaching them the three principles of money: saving, spending, and sharing! The more they understand at an early age, the better equipped they’ll be to make wise financial decisions later. 

At FORUM, we know the future is dependent on the youth of today. We believe it is extremely important to serve our younger credit union members to help them grow in all areas including education, community leadership, and business etiquette. That’s why we offer FORUM Foundation Scholarships and the Young Leaders Council.
 

With the holidays fast approaching, we are all busy making plans and creating to do lists to get ready. If you have kids using the holidays as a teachable financial moment should be on that list.  There are several opportunities to help make sure that holiday traditions don’t include financial woes. 
 

In the next few weeks, several thousand college freshmen will be arriving on campus excited to start the next chapter in their life. An often overlooked aspect of this new life is the financial wisdom needed for this new found freed.  Following are a few of the important tips your college aged children need to know.
 

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