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You probably are hoping that you can get the lowest rate on your next car or home loan but have you done everything possible to be a sought after borrower? There are a few simple steps you can take to make yourself an attractive borrower that will help you always get the best rate.
The USDA recently announced that to raise a child born in 2013 to the age of 18 will cost on average $245,000. Even though estimates vary based on several factors, raising a child does increase your expenses. There are ways to save on those expenses and also ways to prepare for rising costs of children.
If you are not happy with your current financial situation, maybe it’s time to take action and start getting fit financially. There are a few ways to get your financial situation in shape and it starts with realizing you might not be where you want to be financially.
Most college students have been at school for nearly a month making it a good time for parents to review newly created financial habits. A few simple questions can help you determine if they are on the right track financially.It is really important for them to get started with good financial habits.
National research still shows that for most people, owning a home is less expensive than renting. The number one reason people still rent, they don’t have the money for a down payment. There are a few unconventional ways to save for a down payment besides just skipping the morning latte.
Planning for your retirement is not an exact science and there are so many ways that your plan can get off track that it can be paralyzing. Knowing why your plan gets off track is the first step in having a better chance of reaching your retirement goals.
Following conventional wisdom is usually a sound practice, especially when it comes to financial decisions. However, like all rules, there are exceptions even to financial rules. Knowing when to follow conventional wisdom and when to bypass it can be tricky looking a little deeper into most will help you make the best decision.
Even after the great recession, the saving rate of Americans hasn’t really returned to the levels of previous generations. Starting a savings habit isn’t easy. It takes time and a desire to make it successful. Fortunately there are a few ways you can increase your chances of building a successful savings habit and become a lifetime saver.