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Having your first child or adding to your family is a very exciting and rewarding experience. Before the baby arrives there seems to be a lot to do, fix up the nursery, attend baby showers and yes, start planning financially for that new bundle of joy. New children often require a re-working of the monthly expenditures, whether you are on a budget or not.
Love and money are two topics that go hand in hand as part of building a healthy relationship that lasts. Unfortunately, many couples don’t discuss money issues until after getting married. There are a few important topics to cover with your significant other before walking down the aisle.
What does retirement look like for you? Do you dream of golf outings, spa treatments, travel,
and eating at nice restaurants? Or, do you want to live a little more simply – card games, time
with friends and family, meals at home, reading? Do you know how much you’ll need to just live
versus living your dreams?
So you messed up in 2013. The good news is that in most cases, it’s not difficult to get back on track. Here’s what you need to do now to correct 2013’s financial mistakes.
Many people find it a struggle to pay their bills – especially as they age.
So if you find yourself observing your parents or an elderly relative in need of a helping hand, here are a few of many issues to consider:
Everyone knows that saving for retirement is important. Doing so at early ages certainly has its advantages.
Graduating from college comes with a lot of emotions - you're anxious to start the next chapter of your life. You're sad you have to leave all of your friends from school. Lastly, you're stressed because you're trying to figure out how in the world you're going to pay back your student loans.
Every so often it's good to have a plan, especially when it comes to finances.