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So you messed up in 2013. The good news is that in most cases, it’s not difficult to get back on track. Here’s what you need to do now to correct 2013’s financial mistakes.
Many people find it a struggle to pay their bills – especially as they age.
So if you find yourself observing your parents or an elderly relative in need of a helping hand, here are a few of many issues to consider:
Everyone knows that saving for retirement is important. Doing so at early ages certainly has its advantages.
There’s a lot to think about when planning for retirement. And, of course, the earlier you get started, the better. Below are a few tips to get you on the right track.
Contribute to your employer’s retirement savings plan.
If you work for a company that offers a savings plan, such as a 401(k), contribute as much as you can. It is wise to contribute at least the full amount the company will match. Make sure to find out when you are fully vested as well.
More and more retirees continue to work or start new careers during retirement. Whether it’s a part time job or volunteering, working during retirement can be very rewarding.
How many retirement accounts do you have? If you've changed jobs a few times over the years, you could have several accounts housed in different employers' plans.
When most people think of retirement, they conjure up images of around-the-clock vacationing on white sandy beaches. While for a select few, this may be the case, but for most, whether for financial, logistic, or personal reasons, this just isn’t what retirement looks like. However, vacations are an important part of anyone’s life. Here are a few tips for retirees who are planning a vacation on a budget.
Calculating a retirement savings goal is one of the most important steps investors can take to help determine if they are on pace to meet that goal. However, less than half of American workers have tried to figure out how much money they will need to accumulate for retirement, and the wide majority of these individuals admit that they either guessed or did their own calculations. What about you?