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While you may not be ready to begin saving money during the holidays, the New Year is a great time to start once the hustle and bustle is over! To have the greatest success, it’s important to set practical goals you can achieve. FORUM can help you do this with our 52 Week Money Challenge. With this plan, you can save money incrementally throughout the year.

Earning more and being frugal are often cited as the keys to financial success.  Increasing your salary and cutting expenses though are only part of the picture.  Your net worth is the true gauge of our financial success and building net worth needs to start very early in your financial life.
 

If you hope to one day retire early, it’s important to begin planning now. Below you’ll find a few quick tips to help you get started. 

Categories: Money, Money Matters, Saving

Finding extra money is good any time whether it’s one dollar or one thousand dollars. What is surprising is that many of don’t think of all the places we can find a little extra cash. Finding this cash can be little effort but for bigger windfalls, a little more effort might be required.

If your son or daughter is heading to college this fall, both you and your child most likely have a lot on your mind – finances, meeting new people, choosing a major, and more. With all of these conversations happening, it’s a great time to talk with your child about the basics of budgeting, establishing credit, and opening a free checking account.

June is a busy month with several opportunities to spend money like graduations, weddings and entertainment. The key to having a strong financial month is finding ways to save on those expenses.  

Categories: Money Matters, Saving, Spending

May is all about graduations, the race and the start of summer vacation season. All of these seem like opportunities to bust your budget however, with a little planning and moderation, you can actually improve your financial situation during the month of May.  

We all understand that budgeting is the key to saving more money and to having more money to spend. What many people don’t realize is how small budgeting blunders can snowball and become big issues over time.  Avoiding most if not all of these budgeting mistakes can make a significant difference in your budgeting success.

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