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Categories: Finances, Planning, Saving

You like to save money on your groceries, clothes, and other merchandise, right? So why is it that many Americans pass up the opportunity to save hundreds of dollars to put towards medical expenses each year?

The car with the lowest price is always the least expensive car to buy, right? 

Surprisingly, this isn't the case.

Categories: Saving

Let’s face it. We all love saving money.

For this reason, buying used has become more and more popular over the years. But some used items could cost you more in repairs or even pose health risks if you’re not careful. Below are three items we suggest you think twice about before taking them home:

Your parents do a lot for you, so you may be asking yourself what you can do to help them out. As a member of your household, there are plenty of things you can do that will make a world of difference, not only for your family, but sometimes for the environment too.

Be sure to tell your parents about your changes. They will be very proud of you, and they may make some changes as well.

Categories: Budgeting, Credit, Saving, Spending

It's the end of April and spring is finally here – well, sort of. The weather may not be cooperating in the mid-west, but we doubt unpredictable weather will hinder planning your dream vacation for this spring or summer.

Vacations can be good and bad – they allow for a change of scenery, exploration, and relaxation. However, vacations can also break the bank, especially since a lot of Americans resort to using their credit cards to pay for them. It doesn’t have to be that way; there are a couple of easy things you can do to ensure you have the money for your getaway.

 

Categories: Planning, Saving

There’s no hiding it: babies are expensive. If you haven't started a family yet, you’re probably wondering how you will be able to afford it.

A long list of prerequisites shouldn’t be your main focus. It’s not about solving every single household issue before having a baby. It just takes a loving couple who is willing to work out their finances, together. Here's a list of things you should take care of before having a baby:

 

There are a lot of important events that take place over the course of our lifetime. Marriage, buying a home, and having your first child are all events that are very exciting but also very stressful.

The excitement combined with the stress can lead us to rationalize very poor financial decisions by saying things like, "Well you only get married once," or, "Just getting one more thing for the new baby won't hurt." It's important to keep your emotions under control during these milestones so you don't end up in financial hardship.

Categories: Buying a Car, Saving, Students

You have been waiting for this day for a very long time: it’s time to buy a car. But where do you start? This is unfamiliar territory; you have never bought something so big before. Certainly, the big question is on your mind: “How am I going to pay for this?”

Trying to buy a car as a teenager can be difficult, but it’s not impossible. Be prepared though, because the lack of credit history will be your largest barrier. A credit history is important because that’s how lenders know you pay your bills.

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FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA