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Black Friday is the traditional kickoff to holiday shopping and it seems to always begin with a frenzy of activity. This frantic activity often causes impulse buying leading to overspending on the holidays. And it’s not just black Friday but the entire holiday shopping season that needs to be considered.  Whether you are reading this on November 26th or December 15th, the tips below can help you stay out of the red financially speaking.

Categories: Budgeting, Finances, Spending

Holidays are wonderful, but they can also be really stressful. They can be especially taxing when you’re trying to figure out how to pay for gifts, travel, food, and more. To ease some of your stress, FORUM offers several convenient and secure ways to pay for your family’s holiday plans

Do you ever find yourself justifying your spending?  Using reasons like: it’s on sale, or I deserve to treat myself to a lavish vacation or I don’t make enough money to save.  Excuses like this could really be derailing your financial success, maybe it’s time for a financial intervention.

The world of banking can be a bit confusing for a child. When you talk with your kids about money, keep in mind a few basic principles!

Achieving financial security doesn’t happen overnight, but it can happen with a detailed plan and some discipline to boot. Get started with these four easy-to-follow steps.

We all come from different backgrounds, have had different life experiences and are probably in different stages of life.  We do however have one thing common despite all of our difference.  If we are not where we want to be financially, it is usually ourselves that we have to blame.

Preparing a budget is an important step in becoming financially fit. If you just prepare a budget based on what you are currently spending, you might not really be helping yourself all that much.  Your current spending habits in certain areas may be more than what is optimal to gain financial freedom.  What you really need to do is allocate your monthly income using a budget pie assigning percentages to the important categories.

Categories: Budgeting, Finances, Spending

Summer with your kids can be great without breaking the bank! Because summer camps, childcare, and sports leagues can get expensive, it’s helpful to remember a few tips to save money and still have fun this summer.

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