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College freshman will be heading to school very soon and most families are already preparing them for the day. When thinking about what your child needs, don’t forget financial wisdom.  Not only is important to obtain a good education but you also want your child to leave college in a sound financial condition as well.

How financially savvy is your college aged child?  Are they prepared for the real world and ready to make real financial decisions on their own?  Building good financial habits during college is extremely important to long term financial success. Following are few ways to help your child become good at making financial decisions.

Even more scary than your child leaving the nest may just be paying for their new nest! If your son or daughter will be attending college in the near future, you may already be experiencing some anxiety about how to pay for college tuition. Fortunately, there are several options you can look into for financial assistance.

As a parent you know that saving for your child’s future is important. You may have established several different methods for saving for them including education funds. While it is important for you to save for your child, it is just as important, if not more,to teach them to save for themselves. Here are a few ways to get them started saving for a new car, college, travel, and other expenses.
 

Categories: Planning, Students

Graduating from college comes with a lot of emotions - you're anxious to start the next chapter of your life. You're sad you have to leave all of your friends from school. Lastly, you're stressed because you're trying to figure out how in the world you're going to pay back your student loans.

Categories: Buying a Car, Saving, Students

You have been waiting for this day for a very long time: it’s time to buy a car. But where do you start? This is unfamiliar territory; you have never bought something so big before. Certainly, the big question is on your mind: “How am I going to pay for this?”

Trying to buy a car as a teenager can be difficult, but it’s not impossible. Be prepared though, because the lack of credit history will be your largest barrier. A credit history is important because that’s how lenders know you pay your bills.

We live in a world where the pressure to spend money is stronger than ever. Everywhere we go, we are surrounded by advertisements. Advertisers have strengthened their ability to make people want something, usually by making us feel like we need it. Sometimes the feelings we get after seeing an ad make it really hard for us to resist impulse buying and prevent us from saving.

Why save if you have enough money to buy everything you want? Well, different people save for different reasons. For your stage of life, you’re likely thinking about a car, a trip with friends, money for college, or an item you really want but can’t afford at the moment.

Sometimes school activities can interfere with holding a part-time job, or maybe you’re simply not old enough to begin working yet. Whatever the obstacle, here are four realistic ways to make extra cash:

1) Winter weather brings excellent business opportunities. Go to every house in your neighborhood and ask if you can shovel their driveway for $10 to $30, depending on the length of the driveway. Some people are uneasy about one person approaching their door and offering services so it may be best to round your friends up and work together. Working with your friends may be a better approach because it is safer, more efficient, and may not put off potential customers. If you do your job well, you will likely have loyal customers in the future.

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