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On behalf of our 354 FORUM team members, I want to thank you for being a FORUM member and contributing to a successful 2017. 

Amazon has recently changed their payment process which may allow a debit card payment to go through as a PIN-less debit transaction. Although the transaction will be processed like a PIN-debit transaction, the Personal Identification Number (PIN) won’t be required. FORUM members may be charged a fee for payments Amazon processes as a PIN-less debit transaction. In order to avoid this fee members must disable this PIN-less debit card function through their Amazon account.