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* See official rules for full contest details.
** Penalty for early withdrawal and/or closure fee is $15. Members are permitted to one withdrawal free of penalty charges per year after the first 52 weeks.
*** FORUM employees excluded from offer. Member's account must be in good standing (no loan delinquencies or negative balances) to receive offer. Deposit will be made 1-2 weeks after the account has been opened.
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