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Your Voice

As a FORUM Credit Union member your voice is important. FORUM Credit Union actively participates in the legislative process to represent the best interests of our Credit Union member/owners. There are important legislative issues being discussed every year that impact the products, services, and rates associated with FORUM accounts and services. FORUM speaks up to preserve the cooperative financial model for delivering financial services and you can too.

  • Sign up to receive notices from FORUM when key legislative issues are being discussed. Click here and select "Legislative Issues."
  • Let your voice be heard on key issues by contacting your legislator about important credit union matters. Contact your legislators here.  

A few top issues in Congress impacting credit unions include:

Regulatory Burdens - For more than 100 years, credit unions have fulfilled their mission to promote thrift and provide access to credit for the communities they serve. Through the fulfillment of this mission and the success of their members, credit unions have become a growing and more essential part of the American economy. Still, the law in many areas holds credit unions back from doing even more for their members, their communities, and the economy in general. Credit unions are advocating for Common-Sense Regulation
  • This letter outlines how new loan regulations have impacted consumers.
  • Read a summary of top regulatory priorities for credit unions in 2017.
  • In this letter, CUNA and the Credit Union Leagues across the country outline several changes that should be made to reduce the one-size fits all overly burdensome regulations currently imposed on credit unions—which in turn would help grow the economy and stop impeding their ability to provide safe and affordable products and services.
Data Security - Credit unions are strictly regulated with regard to data security and notification of data breaches. Credit unions have systems in place to protect sensitive information and support efforts to extend similar requirements to other industries, such as retailers. Merchant data breaches are increasing and financial institutions pay the costs associated with the merchant's lack of proper security measures. Learn more about the impact of data breaches. 
Preserving the credit union tax status - Congress has provided the credit union federal tax-exemption because of the not-for-profit, cooperative structure of credit unions, and the special mission credit unions have to serve consumers. The credit union tax status is not based on the size of credit unions or the products and services that they offer; it is based on the credit union structure. This rationale for the tax-exempt status has been ratified several times by Congress.
  • Read the letter CUNA recently sent to the leadership of the House Ways and Means Committee, Chairman Kevin Brady and Ranking Member Richard Neal, urging the Committee to protect the federal tax status of credit unions in the context of comprehensive tax reform. This letter provides a brief background on credit unions and their tax treatment as well as an overview of the reasons that Congress should retain the tax status.
  • Visit the national Don't Tax my Credit Union information center