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Debt Protection

Sometimes taking out a loan can be a financial gamble. Need help playing it safe? FORUM helps you play it safe when taking out a loan whether to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens.

Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FORUM will cancel or reduce repayment of your loan debt.  Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include: 

  • Loss of life
  • Disability
  • Involuntary unemployment

Contact us and ask about protecting your loans today.

Your purchase of MEMBER”S CHOICETM Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of MEMBER”S CHOICETM Borrower Security.


Not NCUA insured. Not Obligations of the Credit Union. May Involve Investment Risk and Loss of Principal.