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Personal Loan

FORUM's Member Appreciation Loan can be used for a variety of purposes including debt consolidation, home improvements, or other important life events.  Whatever your need may be, a Member Appreciation Loan is a great option.  


  • 36, 48, and 60 month fixed terms
  • Borrow up to $30,000
  • Competitive interest rates
  • No penalty for early payoff
  • No application fee
  • Fixed monthly payments
  • Get a .50% rate discount if you have an active FORUM checking (active checking account requires at least 10 transactions the month previous to the application date)

Personal Line of Credit

FORUM's MoneyLine Loan can be also be used for several purposes including debt consolidation, vacations, overdraft protection, and more.  Plus, it doesn't require collateral (like your car or home).  


  • Competitive interest rates
  • Monthly payments based on balance used
  • No penalty for early payments
  • No annual fee
  • Credit limits from $500 to $25,000 available
  • Available credit can automatically transfer to your checking account in the event of an overdraft
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