FORUM Credit Union's website works best with JavaScript enabled

Student Loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates!  The FORUM Credit Union* Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.


  • Competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility. 
  • Borrow up to 100% of school certified education costs (minimum $1,000) 
  • Multiple in-school repayment options available 
  • Borrower benefits available – like rewards and interest rate reductions 
  • Rates that reward creditworthy borrowers 
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate 
  • Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy. 
  • 24/7 online account management 
  • No prepayment penalty

Get Started »

*We are compensated for the referral of Smart Option Student Loan customers