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Personal Loan Rates

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 2.99% 8.24%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 10.24%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 14.24%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Estimated Monthly Payment (ex: $10,000 loan) Maximum Term
A+ and A $40,000 5.74%* Fixed $269.16 41 Months
A+ and A $40,000 5.99%* Fixed $215.19 53 Months
A+ and A $40,000 6.24%* Fixed $181.70 65 Months
A+ and A $40,000 6.49%* Fixed $159.13 77 Months
A+ and A $40,000 6.74%* Fixed $149.66 84 Months
B $30,000 7.74%* Fixed $278.32 41 Months
B $30,000 7.99%* Fixed $224.53 53 Months
B $30,000 8.24%* Fixed $191.23 65 Months
B $30,000 8.49%* Fixed $168.88 77 Months
B $30,000 8.74%* Fixed $159.57 84 Months
C $20,000 9.74%* Fixed $287.67 41 Months
C $20,000 9.99%* Fixed $234.10 53 Months
C $20,000 10.24%* Fixed $201.06 65 Months

Rates as of 8/7/2017.

Click here to see the detailed Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans.