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Personal Loan Rates

Credit Cards - Mastercard

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $20,000 2.99% 7.24%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $15,000 2.99% 9.24%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $10,000 2.99% 13.24%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%

Moneyline - Personal Line of Credit

Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ $15,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
A $15,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $10,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $2,500 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%

Member Appreciation - Personal Installment Loan - Special Rates

Tier Maximum Loan Amount Annual Percentage Rate (APR) Estimated Monthly Payment (ex: $5,000 loan) Maximum Term
A+ and A $10,000 7.49%* Fixed $155.60 36 Months
A+ and A $10,000 8.49%* Fixed $123.30 48 Months
A+ and A $10,000 9.49%* Fixed $105.06 60 Months
B $7,500 9.49%* Fixed $160.24 36 Months
B $7,500 10.49%* Fixed $128.08 48 Months
B $7,500 11.49%* Fixed $110.02 60 Months
C $5,000 11.49%* Fixed $164.96 36 Months
C $5,000 12.49%* Fixed $132.96 48 Months
C $5,000 13.49%* Fixed $115.10 60 Months

Motorcycle Loan - Special Rates (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 36 $295.36 As low as 3.99% Fixed 110%
37 - 48 $234.94 As low as 4.99% Fixed 110%
49 - 60 $193.40 As low as 5.99% Fixed 110%
61 - 72 $170.54 As low as 6.99% Fixed 110%

Boats (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 66 $178.32 As low as 5.99% Fixed 110%
67 - 84 $150.98 As low as 6.99% Fixed 100%

RV's (Model Years 2003 - 2014)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 66 $178.32 As low as 5.99% Fixed 75%
67 - 96 $136.38 As low as 6.99% Fixed 75%

Other Titled Loans

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 60 $212.56 As low as 9.99% Fixed 100%
61 - 66 $202.70 As low as 10.99% Fixed 100%

Seasoned Auto (2002 model or older, mileage exceeds limits)

Term (Months) Estimated Monthly Payment (ex: $10,000 loan) Annual Percentage Rate (APR) Maximum LTV
1 - 48 $253.74 As low as 9.99% Fixed 100%

Rates as of 10/2/2014.

Click here for a detailed Personal Loan rate sheet and full disclosures.  
FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA