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Personal Loan Rates

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 2.99% 7.24%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 9.24%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 13.24%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Estimated Monthly Payment (ex: $10,000 loan) Maximum Term
A+ and A $30,000 7.49%* Fixed $277.20 41 Months
A+ and A $30,000 8.49%* Fixed $226.93 53 Months
A+ and A $30,000 9.49%* Fixed $197.37 65 Months
A+ and A $30,000 10.49%* Fixed $179.01 77 Months
A+ and A $30,000 10.99%* Fixed $171.19 84 Months
B $20,000 9.49%* Fixed $286.54 41 Months
B $20,000 10.49%* Fixed $236.57 53 Months
B $20,000 11.49%* Fixed $207.38 65 Months
B $20,000 12.49%* Fixed $189.45 77 Months
B $20,000 12.99%* Fixed $192.11 84 Months
C $10,000 11.49%* Fixed $296.06 41 Months
C $10,000 12.49%* Fixed $246.44 53 Months
C $10,000 13.49%* Fixed $217.68 65 Months

Rates as of 8/7/2015.

Click here to see detailed rate information for Motorcycle, Boats, and RV Loans. 

Click here for a detailed Personal Loan rate sheet and full disclosures.  

FORUM Credit Union in Indianapolis, Indiana is federally insured by the NCUAFORUM Credit Union in Indianapolis, Indiana is an Equal Housing Opportunity lender
Federally Insured by NCUA