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Personal Loan Rates

Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 2.99% 7.49%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 9.49%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 13.49%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Estimated Monthly Payment (ex: $5,000 loan) Maximum Term
A+ and A $30,000 7.49%* Fixed $277.20 41 Months
A+ and A $30,000 8.49%* Fixed $226.93 53 Months
A+ and A $30,000 9.49%* Fixed $197.37 65 Months
A+ and A $30,000 10.49%* Fixed $179.01 77 Months
A+ and A $30,000 10.99%* Fixed $171.19 84 Months
B $20,000 9.49%* Fixed $286.54 41 Months
B $20,000 10.49%* Fixed $236.57 53 Months
B $20,000 11.49%* Fixed $207.38 65 Months
B $20,000 12.49%* Fixed $189.45 77 Months
B $20,000 12.99%* Fixed $192.11 84 Months
C $10,000 11.49%* Fixed $296.06 41 Months
C $10,000 12.49%* Fixed $246.44 53 Months
C $10,000 13.49%* Fixed $217.68 65 Months

Rates as of 2/11/2016.

Click here to see detailed rate information for Motorcycle, Boats, and RV Loans.

Click here for a detailed Personal Loan rate sheet and full disclosures.