Checking Accounts
YOUR Checking
YOUR
checking is simple. Everyone gets
the basic features while also having the opportunity to earn rewards and
take advantage of additional services.
Student Checking
FORUM’s free Student Checking Account is ideal for the college student or soon-to-be college student.
Business Checking
At FORUM, you'll find business accounts that are designed to meet your specific business needs.
Savings Accounts
Savings Accounts
FORUM offers an array of savings products to help you establish a savings fund or to maximize your current investments.
Basic Savings
FORUM’s Basic Savings Account is free, requires a $5 minimum balance, and features tiered interest rates on balances from $100 - $75,000 and greater.
Santa Savings
Don’t overspend during the holidays; use your Santa Savings Account to save money throughout the year for Christmas shopping.
CommonCents
CommonCents helps you save your money in practical ways. With this account, you can save your change with every debit card transaction you make.
Weekly 5 Club
FORUM’s Weekly 5 Club Account gives you the chance to win prizes or even cash for making regular deposits to your savings.
Money Markets
FORUM offers two Money Market Savings Accounts designed to give you maximum liquidity and maximum rate potential.
IRAs
FORUM offers three types of IRAs including Traditional, Roth, and Educational depending on your specific retirement saving or education savings needs.
Certificates
A share certificate, also known as a CD, is a great way to lock in a high interest rate on your savings. FORUM offers certificate terms from 3 months to 10 years.
Health Savings Account
Save money in your Health Savings Account (HSA) to help pay for your deductible and for qualified medical expenses.
Youth Accounts
Kids and Teens
Special sites developed for kids and teens that include financial articles, stories, activities, and games.
Aware Kids Account
FORUM's Aware Kid's Savings Account is designed for youth ages 0-12. The account teaches kids the importance of saving.
Aware Teens Account
FORUM’s Aware Teens Account was designed especially for teens ages 13-19. The account is free, and teens also have the benefit of enrolling in our Aware Teens Rewards Program.
Sprout Account
This account helps you save for your child's future and includes a FORUM match.
Student Checking Account
FORUM’s free Student Checking Account is ideal for the college student or soon-to-be college student ages 16-24.
Auto and Personal Loans
Loans
FORUM offers loans for a variety of purposes including purchasing a vehicle, remodeling your home, taking a vacation, and more.
Auto Loans
Whether you are looking for a new or used auto, FORUM offers competitive auto loan rates that will put you in the driver’s seat of your dream car for less.
Personal Loans
A Personal Loan is an unsecured loan that can be used for several different purposes including home improvements, vacations, auto repairs, buying furniture, debt consolidation, and more.
Home Equity Loans
FORUM offers a variety of Home Equity Loan products including Fixed Home Equity Loans, Home Equity Lines of Credit, Swing Loans, and a 5/10 Two Step Program.
Mortgages
Mortgage Options
At FORUM Mortgage, we’re happy to help you with all of your mortgage needs, from home purchasing to refinancing and debt consolidation. NMLS Registry Information for FORUM Credit Union Mortgage Loan Originators
Mortgage Calculators
Our Mortgage Calculators are designed to help you with the home buying process.
Mortgage FAQ
Answers to frequently asked questions about the home buying process.
Contact Us
Contact information for FORUM Mortgage.
Business Checking Accounts
Business Accounts
At FORUM, you'll find business accounts that are designed to meet your specific business needs.
Free Business Checking
FORUM's Free Business Checking Account is designed for small businesses conducting a lower transaction volume.
Business Essentials Checking
FORUM’s Business Essentials Checking includes benefits like a free Business Debit Card and free Business Online Banking.
Interest Business Checking
FORUM's Interest Business Checking Account is ideal for businesses that have higher balances or a higher volume of transaction activity, plus you'll earn a competitive interest rate.
Business Loans
Business Loans
Your business has needs whether it be purchasing equipment, extra cash flow, acquisitions, or purchasing a property. FORUM offers solutions through a variety of Business Loan options.
Business Lines of Credit
You can utilize FORUM's Business Line of Credit for a variety of short-term and ongoing financing needs.
Business Term Loans
FORUM's Business Term Loan gives you an initial disbursement of funds that can be used for financing one-time expenditures.
Commercial Real Estate Loans
Whether you are purchasing or refinancing a property, or contemplating a merger or acquisition, FORUM's Commercial Real Estate Loan can support your business needs.
Business Online Banking
Business Online Banking
With FORUM’s Free Business Online Banking, you have access to your business accounts from virtually anywhere in the world.
Business Online Bill Pay
Business Online Bill Pay is perfect for the business owner who wants to spend less time paying bills and more time managing the business.
Business Services
Business Services
FORUM not only meets your business checking and loan needs, but we also offer additional business services so you can spend less time worrying about the details and more time running your business.
Treasury Management
FORUM offers cash management solutions like merchant card processing, payroll outsourcing, and remote check deposit processing.
Business Consulting
FORUM offers a wide range of advisory and business consulting services including tax planning and preparation.
Employee Benefits
FORUM offers products that promote financial wellness for your employees including 401(k)s, Simple IRAs and SEP IRAs, and Health Savings Accounts (HSAs).
Private Client Group
Private Client Group
FORUM Private Client Group is a team of financial professionals that assist individuals with various financial planning needs while providing advice free of all conflicts of interest.
Rates
Checking Account Rates
FORUM's checking account interest rates.
Savings Account Rates
Interest rates for Regular and Special Savings, Money Market Accounts, IRA Savings, Health Savings Account, Health Savings Money Market Account, Santa Savings, and Weekly 5 Club.
Certificate and IRA Rates
FORUM's Share Certificate and IRA interest rates and terms.
Auto Loan Rates
Interest rates for vehicle loans.
Loan Interest Rates
Interest rates for MoneyLine Loans, RV & Boat Loans, and Stock Secured Loans.
Home Equity Loan Rates
Interest rates for Home Equity Loans, Home Equity Lines of Credit, and 5/10 Two Step home loans.
Mortgage Rates
Interest rates for Fixed Mortgages, Adjustable Rate Mortgages (ARM), and Balloon Mortgages.
Newsletters, Sites, and Blogs
Your FORUM Online Newsletter
Articles with current information about FORUM, financial tips, news, and products.
Your Business Online Newsletter
Our business-focused quarterly newsletter.
Take a Break Online Newsletter
A newsletter especially created for our member company contacts.
Aware Kids Jr.
A site with games, stories and activities especially designed for 2-7 year olds. Plus, join Flip and Flop the frogs as they discover new things about money.
Aware Kids
Games, activities, and stories for 8-12 year olds. Read The Chronicles of The Collectors as Sam and the gang travel through time.
Aware Teens
This site has relevant teen articles, financial calculators, and links for college resources. Teens can also learn about our Aware Teens Rewards Program!
Aware Teens Blog
Are you between the ages of 13 to 19? Check out our blog! Plus, if you're part of the Aware Teens Rewards program, you'll get points for making comments!
Unofficial Spokesperson Blog
Read and comment on this blog if you're a Unofficial Spokesperson!
MoneyWise Blog
This blog provides timely information and knowledge for you to understand the current financial conditions and how they might impact your financial situation.
SaveItUp Blog
In conjunction with FORUM's SaveItUp Challenge, this blog offers savings tips, budgeting tools, and financial resources.
Student Survival Blog
This blog was created as a resource for students in their teens to their early twenties. You'll find helpful information about college, saving money, and getting a head start to living financially well.
Additional Articles
Find articles on investing, retirement, taxes, insurance, home ownership, money and kids, money and teens, and college.
Careers
Careers
Learn more about job opportunities at FORUM.
Benefits
Read about career benefits including work life balance, education benefits, health benefits, and financial security.
Work Culture
An inside look into FORUM's work environment, employee events, and employee testimonials.
Community
Take a look at what FORUM employees do in the community.
Search Openings
Current open positions at FORUM Credit Union.
About Us
History
Read about the history of FORUM Credit Union.
Events
A listing of activities happening at your local FORUM Credit Union branch.
Sponsorship
Information about sponsorship opportunities and the application process.
News Releases
Current news about FORUM Credit Union for media use.
Contact Us
Phone
A listing of general and toll free phone numbers for FORUM Credit Union.
Online
Email FORUM with general or account specific questions and comments.
Locations
FORUM Credit Union's mailing and shipping addresses.
Locations and Hours
Branch Locations
A listing of all FORUM Credit Union branch locations.
Shared Service Centers
Information and a listing of local and nationwide Shared Service Center locations.
Additional ATMs
Additional FORUM ATMs and a listing of surcharge free Alliance One ATMs.
Avon Branch
Address, map, and hours for FORUM Credit Union's Avon Branch.
Broad Ripple Branch
Address, map, and hours for FORUM Credit Union's Broad Ripple Branch.
Carmel Branch
Address, map, and hours for FORUM Credit Union's Carmel Branch.
East Washington Branch
Address, map, and hours for FORUM Credit Union's East Washington Branch.
Fishers Branch
Address, map, and hours for FORUM Credit Union's Fishers Branch.
Greenwood Branch
Address, map, and hours for FORUM Credit Union's Greenwood Branch.
Hazel Dell Branch
Address, map, and hours for FORUM Credit Union's Hazel Dell (Kroger Store) Branch.
Lawrence Branch
Address, map, and hours for FORUM Credit Union's Lawrence Branch.
Monument Circle Branch
Address, map, and hours for FORUM Credit Union's Monument Circle (Downtown) Branch.
Noblesville Branch
Address, map, and hours for FORUM Credit Union's Noblesville Branch.
Park 100 Branch
Address, map, and hours for FORUM Credit Union's Park 100 Branch.
Southport Branch
Address, map, and hours for FORUM Credit Union's Southport Branch.
Corporate Headquarters
Address, map, and hours for FORUM Credit Union's Corporate Headquarters.
FORUM Mortgage
Address, map, and hours for FORUM Credit Union's Mortgage Center.
Live Chat
Use Live Chat to interact with a FORUM Representative online.
Contact Center
Call the Contact Center to speak with a FORUM Representative on the phone.
Your Money
FYI
Informational videos with tips and resources for saving and managing your money.
Your Funds
Read about how credit union funds are insured by the National Credit Union Administration.
MoneyWise Blog
This blog provides timely information and knowledge for you to understand the current financial conditions and how they might impact your financial situation.
Your Voice
Member Videos
Hear what FORUM members like about the credit union.
Unofficial Spokesperson Blog
Read and comment on this blog if you're a Unofficial Spokesperson!
Your Life
Your Life Kits
FORUM has created "Your Life" kits to help our members as they encounter various life events. These events can range from having a baby to preparing for retirement.
Your Community
Pennies for Change
FORUM partnered with United Way to offer a program that allows you to donate one penny per signature based debit card transaction.
Habitat for Humanity Mortgage
FORUM's Habitat for Humanity Mortgage substantially lowers your closing costs, and we'll make a one-time donation to Habitat for Humanity!
Hybrid Auto Loan
Whenever you take out a FORUM Auto Loan for a hybrid vehicle, FORUM will donate $50 to Keep Indianapolis Beautiful.
Proceeds for Paws
This program enables you to donate 5 cents to the Humane Society of Indianapolis for every signature-based debit card transaction.
Charity Choice
FORUM Credit Union would like to help you fund the organization you care about. We can make a difference together.
Security
Known Fraud
This page updates you with current fraud alerts.
Safety Tips
Resources including ATM safety, internet security, and avoiding credit card fraud.
Identity Theft
Learn how to protect yourself from identity theft.
Fraud Prevention
Protect yourself from internet fraud by using a free online security software called Comodo Verification Engine.
Secure Email
Send email safely and securely to FORUM through a service called Zix.
About Online Banking
CU Online
Find out about the features, security, and enrollment process for FORUM's free online banking system, CU Online.
Security
FORUM Credit Union utilizes a multi-factor authentication system called Entrust Identity Guard for online banking security.
Bill Pay
Pay bills directly from your checking or savings account using FORUM's free Bill Pay.
Mobile Banking
Access FORUM’s online banking system, CU Online, from your mobile device.
DeposiZip
For qualified members, FORUM offers DeposZip, a service that allows you to make check deposits to your FORUM account from the convenience of your computer or mobile device.
Demos & Tips
Several demonstrations and tips to help you best utilize FORUM's free online banking service, CU Online.
Resources
Reorder Checks
Reorder your FORUM checks online.
Access Credit Card Online
Gain online access to your FORUM Credit Union Credit Card.
Pay Loan by Credit Card
Make a FORUM loan payment by credit card or check online.
Calculators
Mortgage Calculators
Use FORUM's online mortgage calculators to figure out your mortgage payments, see how much you can borrow, and more.
Credit Line Calculators
FORUM's online credit line calculators can help you determine the amount of equity in your home, if you should consolidate debts, and more.
Auto Calculators
Use FORUM's online auto calculators to figure out whether you should buy new or used, what your vehicle payments will be, and more.
Budget Calculators
FORUM's online budget calculators can help you determine how much you are spending, the cost to raise a child, and more.
Savings Calculators
Use FORUM's online savings calculators to figure out how much your savings will be worth in the future, the difference a rate makes, and more.
Small Business Calculators
FORUM's online small business calculators can help you determine how much you need to start your own business, whether to lease or own your business location, and more.
Planning Calculators
Use FORUM's online planning calculators for retirement and estate planning and how to budget for the future.
Member Perks
Member Benefits
A list of FORUM member benefits.
Member Services
A list of FORUM member services.
Local Discounts
A list of FORUM member discounts at local businesses.
Promotions
Current Promotions
Find out what FORUM Credit Union's current promotions and special offers are.
Internet Offer of the Week
Every week you'll find a new internet offer from FORUM.
Weekly 5 Club Winning Numbers
A listing of the Weekly 5 Club winning numbers, prize amounts, and how to claim prizes.
SaveItUp Challenge
FORUM Credit Union’s SaveItUp Program was created to encourage better saving and spending habits, promote financial wellness, and help you save it up!