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Almost everyone agrees that financial success can only happen for most people if they develop short and long term goals. An important part of this planning is knowing when and how to adjust those goals when life throws us a curve ball.
 

Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising how many opportunities that parents have to teach their children about financial matters early in life.
 

Financial goals and plans are always in a constant state of change and yet, there are a few important steps everyone should take during each stage of your life. Don’t wait if you have a major life change, take the time to make these important financial changes when the time is right.
 

Credit cards can be great financial tools if used properly, and for some types of debt, they may offer the best option available to you. However, there are a few things that should never be charged and financed with your credit card because there are likely better alternatives.
 

Categories: Kids and Money, Students

This April, FORUM is celebrating National Credit Union Youth Month.  Welcoming youth as FORUM members and helping them form positive habits around managing and saving money is a vital part of what we have done throughout our 77-year history. 

As a parent, you probably want to give your kids the best opportunity to be successful. Part of their success depends on making wise financial decisions and the best way to do that is to start them as early as possible on understanding important financial concepts that will be key to their future. Raising a money smart kid is an important part of being a successful parent.