Amazon has recently changed their payment process which may allow a debit card payment to go through as a PIN-less debit transaction. Although the transaction will be processed like a PIN-debit transaction, the Personal Identification Number (PIN) won’t be required. FORUM members may be charged a fee for payments Amazon processes as a PIN-less debit transaction. In order to avoid this fee members must disable this PIN-less debit card function through their Amazon account.
Following a budget can be restrictive, tiresome and grows old really fast. Unfortunately, budgeting is the best way to stay in control of your money, live within your means and have less financial stress in our lives. Don’t worry, there are ways to avoid budget burnout especially if you recognize the causes of being overwhelmed by your budget.
Financial success is not always easily found. There are several ways to start down the wrong path that can create difficult financial burdens to overcome. It doesn’t have to be that way though. There is a SIMPLE way to better financial outcomes.
Have you thought about what you might do if you received an unexpected windfall money, say from lottery winnings? Most of us are not likely to win the Powerball but it is very likely that many of us will receive bonuses, inheritances or even large tax refunds. Making smart decisions when this happens can change your financial future positively.
None of us are perfect when it comes to good money habits. But that doesn’t mean we can’t do our best to impart smart financial basics to our kids. Below are a just few practices you should avoid!
Just reading the words “estate planning” conjures up many emotions and thoughts for people. Some think estate planning is only for the wealthy or the retired. Others don’t want to think about it at all because it is a reminder of our own mortality. The truth is, estate planning is extremely important for everyone, no matter your age or the size of your estate.
There are so many ways to spend less or save more that trying to do them all in one month can become overwhelming. A better way to accomplish your financial goals is to break the tasks down to items to complete each month. This provides a manageable list of actions to accomplish in the month and we are more likely to see better results.
The start of the year is a good time to start planning, especially if you have a major life event in your future. If you follow a few smart financial tips these life events don’t leave you broke and help you control the emotional aspect of these events that can lead to irrational financial decisions.