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Amazon PIN-less Debit Transactions

Amazon has recently changed their payment process which may allow a debit card payment to go through as a PIN-less debit transaction. Although the transaction will be processed like a PIN-debit transaction, the Personal Identification Number (PIN) won’t be required. FORUM members may be charged a fee for payments Amazon processes as a PIN-less debit transaction. In order to avoid this fee members must disable this PIN-less debit card function through their Amazon account.

How to opt out of PIN-less Debit Card transactions:
  1. Go to Your Account (Amazon).
  2. Under Payment Methods, select Manage Payment Options.
  3. Next to the payment method you would like to change, select the down arrow.
  4. Select Edit.
  5. Uncheck the box that is next to Processed as a debit card.
  6. Select Save.

Please contact us if you have any questions regarding this change. Thank you for being a FORUM member.

SPECIAL NOTE AS OF 3/17/2016: FORUM Credit Union is excited to share that effective immediately members can use their MasterCard® debit card with a signature or PIN an unlimited number of times each month, without PIN fees. As a cooperative, owned by members, FORUM hopes that members will continue to use the signature option unless mandated by the merchant to use a PIN. Signature based transactions help support financial cooperatives, which allows greater savings to be passed on to members in the form of new services and better rates. Signature and PIN options provide consumers with the same level of security, so swipe and sign where permitted or swipe and use your PIN worry-free when required. 

Call (317.558.6299) or chat ( with a FORUM representative with any questions. 

Posted: 1/29/2016 with 0 comments

Categories: FORUM Services, Updates on FORUM

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