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Categories: Financial, Guidance

Making financial resolutions each year is a very worthwhile activity. Without any financial plans, there is a greater chance that your financial situation will not improve, in fact it could get even worse. It is more than making vague or unrealistic statements. Your resolutions have to be actionable, measurable and realistic for your financial situation. Try these six for the coming year and see if they make a difference.
 

People often believe that financial distress happens overnight from a single unfortunate situation. For some this is true, but for many, their eventual money problems are evident long before they become disastrous. Learning how to spot the early warning signs of money issues is a critical skill.
 

Categories: Budgeting, Planning, Spending

Now really is the perfect time to start planning your spring break. Why, vacations are often cited as a primary reason that people end up in financial distress. Planning and planning early can really help you avoid this problem because you will have more time to find savings.

Regardless of your age, there are a few money moves to consider every year if you want to improve your finacial situation. Financially successful people don’t put their finances on autopilot and these simple moves can make all the difference.
 

If you want 2019 to better financially than 2018 you really need to have a plan. It doesn’t have to be complicated, sometimes a simple plan works the best. A plan based on foundational aspects of money management can actually be easy to follow and requires only 6 steps.
 

Categories: community, Financial

FORUM Credit Union is one of 5,548 credit unions in the United States, and one of the many traits FORUM shares with other credit unions is their desire to give back to the communities they serve.  If you like supporting local businesses that support their community, credit unions are a great option for your financial needs.  We do this in a variety of ways and this column is an opportunity to shine a light on three fun ways we carry out some of our community endeavors.

Categories: Homeownership

Owning your first home is a big step. Before you embark on the journey of homeownership you need to find the answers to several important questions about getting a mortgage and owning a home.