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Now that everyone is in full holiday mode, most of us are busy making plans and creating to do lists of what all we need to do in the next 30 days.  If you have kids, using the holidays as a teachable financial moment should be on that list.  There are several opportunities to help incorporate financial wisdom in our holiday traditions.
 

Holiday overspending is often cited as one of the biggest reasons that people struggle financially in the New Year. Even though we are just a few days away from Black Friday there is still time to make smart financial plans for this holiday season.
 

Do you know if you need a financial advisor or not? Maybe you don’t even understand why one would be helpful or even how to find one that fits your needs. It is important to understand why you might want to consider using one regardless of your stage of life.