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Categories: Credit

Your credit or FICO score as it is commonly known, is a very important score to understand. You should be aware of many aspects of your credit score but four of the most important are listed below. The more you understand about your credit and how your actions impact the score the better prepared you will be to improve and keep your credit score at a level that lenders will give you the best rate and the loan amounts you desire.
 

During your lifetime you will certainly spend more than you should, not save enough or make some other poor financial decision. The little mistakes might not seem important but any money mistake can lead to bigger problems if not fixed.
 

If you are in the market for loan, you are probably hoping that you can get the lowest rate possible and borrow the amount you need. Getting a great rate and the highest loan amount is going to be driven mostly by your ability to show that you are a low risk borrower.
 

A big component of financial success is knowing the products that you need to have and how best to use them. You might be surprised at what is on the list of financial products we all need and how they should be used. 
 

May is the time that many young adults are ready to venture into the world armed with a degree and hopefully soon a great job. With all of the excitement, financial matters are often forgotten which can be detrimental to their long term success. This is a critical time financially speaking for young adults.
 

Credit cards can be great financial tools if used properly, and for some types of debt, they may offer the best option available to you. However, there are a few things that should never be charged and financed with your credit card because there are likely better alternatives.
 

Categories: Credit, Finances

A poor credit score can cause you several problems that go beyond having to pay more for credit if you can even obtain any loans. Credit scores can be used in determination of services, insurance rates and even potential jobs.  Fortunately, fixing your credit or improving your score can be easier than you think.

A person’s life can be greatly impacted by the financial goals they establish for themselves. If you are happy with just getting by, likely that will be all you ever accomplish. Setting stretch financial goals in four areas is the key to improving your financial well-being.
 

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