The amount and type of debt a person has accumulated is directly linked to that person’s current financial wellbeing. Too much debt can be financially debilitating and not using debt can keep a person from moving forward. Fortunately, managing debt wisely isn’t difficult and it can change your financial outlook.
Making financial resolutions each year is an exercise almost all of us do. Unfortunately, we often make vague and hard to measure resolutions. Without specific goals, follow thru is very difficult and without actionable goals, resolutions tend to never move past the proclamation stage.
If you want to teach your kids smart money moves, using the holidays is a great place to start and it might start with you remembering what those smart moves really should be this time of year. The holidays have so many opportunities to see and practice smart money management.
As the hustle and bustle of the season starts to intensify and take our focus away from other priorities there are opportunities for us to make mistakes, especially financial mistakes, because we are really not paying attention to that part of our life.
We are coming up on one of the busiest shopping times that most people experience. Being a smart shopper is one of the most important ways to keep the holidays from becoming a financial burden. Being a smart shopper all year long is really a lot easier than most people think.
With two months remaining in 2019 it might seem you have forever before you need to worry about starting on your financial plans for next year. Don’t waste all of this time before the end of the year. Start planning now to make next year better financially.
Even though there are several important financial events in your life, your retirement is the single most important financial step in your life. Preparing for this event shouldn’t start a few years before it happens.
September is National Preparedness month and an important component is being financially prepared for all of the life events that can come your way, expected or unexpected. It starts with understanding how different life events might impact your financial situation.