May is the time that many young adults are ready to venture into the world armed with a degree and hopefully soon a great job. With all of the excitement, financial matters are often forgotten which can be detrimental to their long term success. This is a critical time financially speaking for young adults.
Being good at budgeting doesn’t have to be difficult, especially if you plan for the unexpected. This added step of protection is often the difference between being successful with your budget or having your budget blown up. The key is understanding the expenses that can repeated blow up your budget.
Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising how many opportunities that parents have to teach their children about financial matters early in life.
It’s more than your house that can use Spring cleaning. If you are like most people, your finances could probably use a little work as well. Now is a great time to start and most of the items that should be on your financial Spring cleaning list can be completed in less than 30 minutes.
For millions of Americans, they have or will soon receive a tax refund check this year and for others this is the time of the year they are receiving annual bonus payouts. These windfalls of money can be a great temptation or a great opportunity.
With the current weather you are probably thinking about your summer vacation and this is a good idea. Here are a few tips to help you keep your summer vacation costs under control.
Do you ever wish you had just a little more money to save or to spend in different ways? Sometimes it is not always about earning more money but rather finding ways to reduce expenses. Even though most of us don’t see the opportunities there are ways to make a difference in your spending.
Are you getting a raise or promotion soon? If you are, it could be a good time to make a few subtle changes to your financial situation. Here are a few moves to make with this new found money so that you can be money smart.