The holiday season is always full of hustle and bustle with shopping, holiday parties and travel. Many people are so focused on the holidays that they can let their guard down and be susceptible to fraud and scams. Just a taking a few precautions can help you avoid most scams and frauds.
There is an old saying that an ounce of prevention is worth a pound of cure. When it comes to avoid scams fraud and other financial theft this is certainly very true. Following a few simple precautions and not letting your guard down are the keys to successfully avoiding frauds and other financial theft.
Credit cards aren’t going out of style anytime soon, which means every individual who uses a credit card needs to be up to snuff on the latest security practices. This includes secure online shopping, continuous monitoring, and notifying financial institutions when there is a possibility of credit card fraud.
Your money and personal information are two areas where being fooled is not funny. Being a victim of fraud or a scam is never pleasant and many unsuspecting people who should know better get caught because they let their guard down and don’t use reason. Scam artist are very talented and work very hard to make all of their scams believable. Arming yourself with a little knowledge and always doing your research are two great ways to avoid being a fraud victim.
At FORUM Credit Union, we take the security of our members very seriously. After a detailed investigation, our research indicates that our systems are safe from the Heartbleed Bug.
Members have reported receiving text messages disguised as FORUM Credit Union. One of these texts says, "FCU Alert: Your Card is INACTIVE. Please call 317-559-4165." Below is a screenshot.
These texts did not originate from FORUM; please do not respond. Please email us at email@example.com if you have experienced any fraud.
There are many other ways people can collect information about you. Your mobile device and computer hold an entire electronic library of your history – everything from what your interests are to your finances. This is why it is important to be security savvy while online.
Where is YOUR wallet?
Whether you have already vacationed for spring break, or you are planning a trip for the summer, it's never too late to learn about a mistake that could turn your dream vacation into a nightmare. So listen up! We have a small tip that will make your college vacation more about fun, and less about straightening out your stolen identity.