Credit cards can be great financial tools if used properly, and for some types of debt, they may offer the best option available to you. However, there are a few things that should never be charged and financed with your credit card because there are likely better alternatives.
As a parent, you probably want to give your kids the best opportunity to be successful. Part of their success depends on making wise financial decisions and the best way to do that is to start them as early as possible on understanding important financial concepts that will be key to their future. Raising a money smart kid is an important part of being a successful parent.
Being smart with your tax refund can make a huge difference in your financial situation. This is one time of the year that you might be getting a significant windfall of money. Making the best use of this money is one of the critical money habits that everyone needs to be financially successful.
Budgeting can be very difficult for anyone regardless of their age or background. Finding the right budget and knowing how to allocate your monthly income is not an easy task. And if you want to focus on living more conservatively, it can be even more difficult. Fortunately, there is a way, with the budget pie concept, to make this a reality.
Making financial resolutions each year is a very worthwhile activity. Without any financial plans, there is a greater chance that your financial situation will not improve, in fact it could get even worse. It is more than making vague or unrealistic statements. Your resolutions have to be actionable, measurable and realistic for your financial situation. Try these six for the coming year and see if they make a difference.
FORUM Credit Union is one of 5,548 credit unions in the United States, and one of the many traits FORUM shares with other credit unions is their desire to give back to the communities they serve. If you like supporting local businesses that support their community, credit unions are a great option for your financial needs. We do this in a variety of ways and this column is an opportunity to shine a light on three fun ways we carry out some of our community endeavors.
We have all heard the sage financial sound-bytes that seem so powerful and useful. But what do they really mean and how can they be used in everyday life? Sometimes it might not be really what you think, read on for how to put these sayings into practice.
On behalf of our 354 FORUM team members, I want to thank you for being a FORUM member and contributing to a successful 2017.