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Categories: Financial, Guidance, Money

The summer should be a time that our budget isn’t stressed and there should be few financial concerns. Unfortunately, the summer months have many potential financial mistakes just lurking in the background waiting for you to succumb to their pull. These can be increased spending, poor financial habits or just plain financial carelessness. Try to avoid these common summer budget mistakes.
 

Developing your estate plan doesn’t have to be complicated and even though there can be several parts of your plan, a basic plan will start with five key elements. It is important to have an estate plan and to regularly review and update your plan as your personal situation changes. Your estate plan is really the only way for you to be certain that your wishes are followed if something unfortunate happens to you.
 

Categories: Financial, Guidance

Often people ask: “What is the path to have financial success?” The answer is simple and yet not easy to achieve. Financial success can only come by using essential money habits every day. These money habits guide your decision making, spending, and savings which ultimately determines your financial success or lack thereof. There is not another practical path to success.

Categories: financial, guidance

Having a successful financial future is as much about avoiding mistakes as it is always making the right financial moves. The following money mistakes are important to avoid because they can spiral out of control quickly. Knowing the mistakes to avoid is very important financial knowledge to grasp. 
 

Credit cards can be great financial tools if used properly, and for some types of debt, they may offer the best option available to you. However, there are a few things that should never be charged and financed with your credit card because there are likely better alternatives.
 

As a parent, you probably want to give your kids the best opportunity to be successful. Part of their success depends on making wise financial decisions and the best way to do that is to start them as early as possible on understanding important financial concepts that will be key to their future. Raising a money smart kid is an important part of being a successful parent. 
 

Categories: Financial, Taxes

Being smart with your tax refund can make a huge difference in your financial situation. This is one time of the year that you might be getting a significant windfall of money. Making the best use of this money is one of the critical money habits that everyone needs to be financially successful.
 

Categories: Budgeting, Financial, Planning

Budgeting can be very difficult for anyone regardless of their age or background. Finding the right budget and knowing how to allocate your monthly income is not an easy task. And if you want to focus on living more conservatively, it can be even more difficult. Fortunately, there is a way, with the budget pie concept, to make this a reality. 
 

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