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May is the time that many young adults are ready to venture into the world armed with a degree and hopefully soon a great job. With all of the excitement, financial matters are often forgotten which can be detrimental to their long term success. This is a critical time financially speaking for young adults.
 

Credit cards can be great financial tools if used properly, and for some types of debt, they may offer the best option available to you. However, there are a few things that should never be charged and financed with your credit card because there are likely better alternatives.
 

Categories: Credit, Finances

A poor credit score can cause you several problems that go beyond having to pay more for credit if you can even obtain any loans. Credit scores can be used in determination of services, insurance rates and even potential jobs.  Fortunately, fixing your credit or improving your score can be easier than you think.

A person’s life can be greatly impacted by the financial goals they establish for themselves. If you are happy with just getting by, likely that will be all you ever accomplish. Setting stretch financial goals in four areas is the key to improving your financial well-being.
 

Categories: Credit, Money Matters, Planning

The Federal Reserve just recently announced another increase in the federal funds target rate which for consumers means an increase in the prime rate. Additionally, the Fed has indicated there could be three to four more increases this year. There are consequences for everyone when prime rate increases.
 

People who are in financial distress often don’t realize there is a problem until it is too late. They miss the warning signs and the financial behaviors that might predispose them to big problems. Early detection is key in keeping financial problems from spiraling out of control.
 

If you’re looking for a fresh start in your finances, or even a few reminders to help you stay on track, we have 3 simple financial rules you can follow!
 

Everyone makes hundreds of financial decisions in their lifetime and no one ever makes them all correctly. However, there are a few mistakes that everyone needs to avoid to avert financial catastrophes. These are decisions that can have long lasting consequences.
 

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