Being smart with your tax refund can make a huge difference in your financial situation. This is one time of the year that you might be getting a significant windfall of money. Making the best use of this money is one of the critical money habits that everyone needs to be financially successful.
Budgeting can be very difficult for anyone regardless of their age or background. Finding the right budget and knowing how to allocate your monthly income is not an easy task. And if you want to focus on living more conservatively, it can be even more difficult. Fortunately, there is a way, with the budget pie concept, to make this a reality.
Making financial resolutions each year is a very worthwhile activity. Without any financial plans, there is a greater chance that your financial situation will not improve, in fact it could get even worse. It is more than making vague or unrealistic statements. Your resolutions have to be actionable, measurable and realistic for your financial situation. Try these six for the coming year and see if they make a difference.
FORUM Credit Union is one of 5,548 credit unions in the United States, and one of the many traits FORUM shares with other credit unions is their desire to give back to the communities they serve. If you like supporting local businesses that support their community, credit unions are a great option for your financial needs. We do this in a variety of ways and this column is an opportunity to shine a light on three fun ways we carry out some of our community endeavors.
We have all heard the sage financial sound-bytes that seem so powerful and useful. But what do they really mean and how can they be used in everyday life? Sometimes it might not be really what you think, read on for how to put these sayings into practice.
On behalf of our 354 FORUM team members, I want to thank you for being a FORUM member and contributing to a successful 2017.
Most people don’t intend to be in a poor financial situation, it usually is a combination of misfortune and poor financial habits that lead them towards financial distress. There are a few behaviors that can be the foundation for a better financial outlook and mastering the basics will pay dividends your entire life.
As the end of the year approaches, being sure you are in good shape for filing your 2017 taxes is a smart money move to make. Here are simple tips to be sure you’re on track for tax filing in 2018.