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Now that everyone is in full holiday mode, most of us are busy making plans and creating to do lists of what all we need to do in the next 30 days.  If you have kids, using the holidays as a teachable financial moment should be on that list.  There are several opportunities to help incorporate financial wisdom in our holiday traditions.
 

In the next couple of weeks, thousands of college students will be heading off to college for the first time. As parents, there is a wealth of information to impart to your children to make sure they have a successful college experience and that includes the financial aspects of college.
 

Not surprisingly, almost everyone can find a little extra money each month on purchases they make every day from grocery shopping to eating out. If your budget is a little tight or you just want to increase the amount you can put away each month, here are a few ideas just for you.
 

Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising just how many opportunities parents and grandparents have to teach their children about financial matters early in life.
 

Of the 148,773 FORUM members, more than 9,000 are under the age of 18.  We are grateful so many FORUM parents have passed along the benefits of Credit Union membership to their children.  Our purpose here at FORUM is helping members live their financial dreams, and it has been well documented that saving money at an early age dramatically aids in achieving one’s financial dreams. 

Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days.  This time together provides an excellent opportunity to talk about the financial aspects of their college life. You can have a good discussion as long as you frame it as an adult conversation, not a parent/child conversation.
 

Being financially prepared yourself is really just one third of true financial readiness needed if you are part of the sandwich generation. Your parents and kids also need to be financially ready or it can cause financial concerns for you. 
 

In the next couple of weeks, thousands of college students will be heading off to college for the first time. As parents, there is a wealth of information to impart to your children, but perhaps the most important are the following five financial tips.
 

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