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One of the best moves to make when the economic situation becomes uncertain is to get your personal finances in order. And the only way to make that happen is to determine where your money is going and then develop a plan for spending that is optimal for your current situation. That’s where the budget comes in to play, it’s the roadmap to how you want your month to go financially. There are a few key steps to building a good budget.

As the state and the nation continue to grapple with the effects of COVID-19 there is a growing impact on the economy and the financial well-being of individuals. There are a few questions that can help you decide what your course of action should be during these challenging economic times.
 

As your financial situation changes, it is important to remember that your issues will require planning followed by a series of detailed actions. Often times before getting into detailed planning it is helpful to start with a bigger picture strategy. This can provide the proper focus to select the proper tactical objectives and actions to consider. The SIMPLE approach is one that can give you a great place to start and provide a framework for next steps.
 

The stock market has been very tumultuous during the last several weeks and there could be a few more weeks of this type of market activity as different events will impact the market. The current environment makes it very important to remember a few key principles for investing.
 

Developing and using a budget can be an important financial step for anyone to take no matter where they are in their financial life. Budgets don’t have to be complex using spreadsheets and formulas, sometimes simple is really better.
 

During the first quarter of the year is when most people receive raises, bonuses or tax refunds. Leading many people to question of what they should do with this windfall of money. How you use this money has a dramatic impact on your financial future.
 

Even though income taxes are not due until April 15th now is the time to start working on your return. There are so many benefits to getting your taxes filed early that waiting doesn’t really make financial sense. Don’t procrastinate this year, start early and reap the benefits.
 

Disagreements about money can be an underlying issue for relationship difficulties. Too often couples don’t talk about financial matters until months or years into a serious relationship. They also never establish short or long term goals or be honest with each other regarding the annoying money habits of the other.

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