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One of the best moves to make when the economic situation becomes uncertain is to get your personal finances in order. And the only way to make that happen is to determine where your money is going and then develop a plan for spending that is optimal for your current situation. That’s where the budget comes in to play, it’s the roadmap to how you want your month to go financially. There are a few key steps to building a good budget.

As the state and the nation continue to grapple with the effects of COVID-19 there is a growing impact on the economy and the financial well-being of individuals. There are a few questions that can help you decide what your course of action should be during these challenging economic times.
 

During the first quarter of the year is when most people receive raises, bonuses or tax refunds. Leading many people to question of what they should do with this windfall of money. How you use this money has a dramatic impact on your financial future.
 

Categories: Money Matters, Saving, Spending

Saving for life’s unexpected expenses, the holidays or for major purchases is usually something that most people don’t ever quite accomplish even though they know it is a smart financial move. The problem is that most people don’t ever even try to start saving.
 

We are coming up on one of the busiest shopping times that most people experience. Being a smart shopper is one of the most important ways to keep the holidays from becoming a financial burden. Being a smart shopper all year long is really a lot easier than most people think.
 

We all know it is important to build our savings and the positive impact that developing a savings habit can have on your overall financial success. With the US household savings rate still hovering around 8% according to the US Commerce Department, it is clear that not everyone is saving as much as they should be saving.
 

During your lifetime you will certainly spend more than you should, not save enough or make some other poor financial decision. The little mistakes might not seem important but any money mistake can lead to bigger problems if not fixed.
 

We often hear that a budget is the key to financial success but did you know there are many different types of budgets? Picking the one that works for your current situation is the key to budgeting success.
 

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