As a not-for-profit financial cooperative, FORUM is owned by you, our members. This structure allows us to return profits to members through dividends, lower interest rates on loans, and investments to our member service efforts including employees, branch locations, and technology. As a result of our ownership structure, we are politically active to help shape legislation that focuses on government regulations that impact our ability to efficiently serve you
With summer just over a month away, many people are starting to make summer plans and incur expenses related to summer activities. Before you start on your summer plans, make sure you are prepared to control your spending. Summer can be a difficult time staying true to your budget.
We have all heard the sage financial sound-bytes that seem so powerful and useful. But what do they really mean and how can they be used in everyday life? Decoding the true meaning of some of the tried and true financial sayings can be very helpful to your financial situation. Applying these thoughts will produce positive results.
Are you struggling with any aspect of your personal finance? Are you ready to make a change to improve your financial situation? There are a few basic financial moves you can make to get your finances back on track.
It's possible that more than your house that can use Spring cleaning. If you are like most people, your finances could probably use a little work as well. Now is a great time to start and the most of the items on a financial Spring cleaning list can be completely in less than 30 minutes.
Do you need to increase your cash flow to make your monthly budget work? Almost everyone could use a few more dollars each month. There are ways to give yourself a raise even if you don’t get one from your work.
This is the time of year that many couples are taking their relationships to a more committed level. With Valentine’s Day being this week most couples probably talked about love but for long term relationships a discussion about money is critical. Following the money relationship advice below might be just as important to your relationship as expressing your love for each other.
If you want to know how you are doing financially from a big picture perspective there are only four numbers that you need to know to gauge your financial situation. These four numbers provide a snapshot of where you are today and also provide insights on how well you are doing over time.