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Credit Cards

You juggle enough in your life. The FORUM Credit Union MasterCard® Credit Card pays you cash back for every purchase you make and helps you stay in control of your money with alerts. Whether you are making small or large, planned or spontaneous purchases, your MasterCard® Credit Card gives you the flexibility and security you need. 
2.99% intro APR for 12 months on purchases and balance transfers.
After the introductory period, a variable rate of 7.24% - 13.24% will apply, based on your credit worthiness.


  • Low introductory rate
  • No annual fee*
  • No balance transfer fees*
  • No cash advance fee*
  • Unlimited 1% cash back rewards on every purchase



Why should I use a credit card?

Your FORUM MasterCard® Credit Card is a great option to use for everyday purchases and to pay recurring bills while earning unlimited cash back. This card may also be an option for consolidating higher interest debt and accessing funds needed for large purchases such as making home improvements. Plus, receive your new FORUM MasterCard® Credit Card immediately at any FORUM branch location for added convenience.  

Should I consolidate my debts?    

What if I am new to credit?

Our rewards MasterCard® is designed to also fit the unique needs of students and young professionals who are new to credit.

See how FORUM gives back through Credit Card rewards. 

*See application disclosure and credit card agreement and disclosure for full details.
**FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 
***Certain restrictions apply. Please visit for more details. ©MasterCard. MasterCard is a registered trademark of MasterCard International Inc.